Cruces Affordable Housing, Inc, Eastern Plains Housing Development Corp, and Neighborhood Housing Service of Albuquerque. The key role of NMMFA is to lead a statewide effort to significantly improve home ownership opportunities for people with low incomes. The NMMFA's Housing Counseling and Outreach Program is designed to target groups that have critical need for housing counseling services. Ninety percent of their efforts will be dedicated to the rural communities. They are specifically targeting underserved and rural communities with extensive marketing and outreach.
Albany County Rural Housing Alliance, Inc. (ACRHA) Vorheesville, NY $18,376 ACRHA’s mission is to develop, rehabilitate, and restore buildings and residences in rural and suburban Albany county in an effort to increase the quality and quantity of housing available, especially to citizens of low and moderate income status; and to provide technical assistance and educational programs to citizens, organizations and local governments concerning housing programs and opportunities. For the first two quarters of the contract year (Oct. 2000-Mar. 2001), ACRHA has served a total of 60 households, including 53 mortgagors, six potential mortgagors and/or renters, and four HECM clients.
Better Neighborhoods, Inc. (BNI) Schenectady, NY $20,500 BNI has been a HUD-certified Housing Counseling Agency since 1977, and is the only HUD- certified agency in Schenectady County. BNI received a “best practices” award in 2000. The organization offers services in six areas: comprehensive housing counseling; housing renovation and construction; financing; construction training; tool library (lends tools to homeowners), and management of below-market rental housing. BNI’s counseling program consists of the following: pre-purchase; mortgage default; rental assistance; HECM, and technical assistance. BNI served 201 clients in 1999, and during the past 5 years, one in five new clients in the pre-purchase program has closed on home loans.
Community Action Program of Madison County Morrisville, NY $18,721 Community Action has been providing first-time homebuyers with pre-purchase counseling since 1992. In 2000, it served 201 prospective first-time homebuyers on an individual basis, as well 54 individuals and families who were current first-time homebuyers in its program, with credit or housing issues. Community Action administers its housing counseling program in partnership with the Madison County Planning Department. Community Action’s First Time Homebuyers Program consists of the following: pre-purchase counseling; support for potential home buyers with barriers; assistance in home purchasing process; counseling in home and mortgage affordability concept; special mortgage/closing cost considerations for first-time homebuyers and post-purchase counseling.