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Cortland Housing Assistance Council, Inc. (CHAC) Cortland, NY $12,000 CHAS has been addressing the housing needs of residents of Cortland County since 1973. CHAC became a HUD-certified counseling agency in 1992. CHAC is a four-time recipient of the HUD housing counseling grant. CHAC offers the following counseling services: pre and post- purchase; money management; mortgage default; rent delinquency; displacement; relocation; energy conservation; home improvement; availability of housing rehab programs; availability of HUD homes in the area; and HECM counseling. In the first six months of 2001, the agency counseled 235 individuals.

Metro Interfaith Services, Inc. Binghamton, NY $10,000 Metro Interfaith was first approved by HUD to provide comprehensive housing counseling services in 1972. Metro Interfaith is listed as a Preferred Counseling Agency with the National Center for Home Equity Conversion. Metro Interfaith offers a comprehensive housing counseling program to resident in their target area: Broome, Tioga, Chemung, Tompkins, and Delaware Counties. Metro Interfaith offers the following counseling services: pre-purchase; HECM; mortgage default; pre-rental; rental delinquency; post-occupancy; home improvement/rehab; energy conservation; housing consumer education; and displacement/relocation counseling. In the prior year, Metro Interfaith assisted 161 HUD clients.

Rural Sullivan County Housing Opp., Inc. (RSCHO) Monticello, NY $15,000 RSCHO, formed in 1981, is a community based nonprofit housing organization serving the residents of Sullivan County. RSCHO is the only HUD-approved housing counseling agency in Sullivan County. RSCHO received HUD approval in July 1986 and in 2000, RSCHO counseled 977 families. RSCHO offers the following counseling services: pre-purchase; HECM; referral to community resources; potential renters; mortgage defaults; home improvement/rehab; fair housing; and money management and budgeting.

Rural Ulster Preservation Co., Inc. (RUPCO) Kingston, NY $18,000 RUPCO was organized in 1981 to create housing opportunities for low and moderate-income households in Ulster County. RUPCO has been an approved HUD counseling agency since1993. It provides the following counseling services: pre-purchase; delinquency/default; HECM; post-purchase; rental and single-family rehab counseling. In 2000, RUPCO counseled 240 families, and for the first six months of 2001, they completed 142 housing counseling sessions.

Center City Neighborhood Development Corp. Niagara Falls, NY

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