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the Family Self-Sufficiency Program (FSS) to set personal financial goals, including education and employment, which will result in home ownership. PCHC offers the following counseling activities: pre-purchase/pre-rental; mortgage default and rent delinquency; post- occupancy; HECM; home improvement and rehab; displacement and relocation; pre- foreclosure sale and debt management or liquidation.

Westchester Residential Opportunities, Inc. (WRO) White Plains, NY $20,500 WRO has been a HUD-certified Comprehensive Counseling Agency since 1984. WRO serves all of Westchester County, NY, and frequently assists residents of the Bronx and other counties who are seeking to move to Westchester. WRO provides the following counseling services: rental housing search assistance; eviction prevention; delinquency and default counseling; landlord/tenant advocacy and education; HECM; senior housing assistance; Project SHARE (for seniors); Elderly Hispanic outreach; Shelter Plus, Independent Living, the Supported Housing Program (for the disabled); pre- and post-purchase housing counseling. WRO counseled 300 individuals in eight homebuyer education workshops in 2000.

Jamaica Housing Improvement, Inc. Jamaica, NY $19,067 Jamaica Housing came into existence in 1983. Its target area is in District 12 in Queens, NY. However, the organization also provides services to individuals and families throughout NYC when required assistance is not available in their respective communities. This underserved population largely consists of homeowners with mortgages requiring intervention to prevent foreclosure. The agency provides the following housing counseling services: renter assistance-placement and relocation; tenant and landlord mediation; eviction prevention; budgeting; future delinquency prevention; homebuyer assistance; pre and post-purchase counseling; mortgage delinquency and default resolution; and HECM. In 2000, the agency counseled over 1000 clients.

Margert Community Corp. Far Rockaway, NY $19,067 Margert Community Corp. was founded in 1980. Its primary mission is to help low and moderate-income persons, elderly tenants, and homeowners to maintain and upgrade existing housing. The staff has a total of over 50 years’ experience and offers the following counseling services: first-time homebuyer education, homeowner financial counseling; pre- and post-purchase mortgage counseling; mortgage default and foreclosure prevention; tenant assistance; and HECM. Margert currently serves over 500 individual households a year. Its newly established Urban Homeownership Center is accessible by public/private rental areas, new development sites, including the NYC Edgemere Urban Renewal Area, which plans for the new construction of over 700 units of one-to-four-family housing.

Neighborhood Housing Services of NYC (NHS)


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