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New York, NY $19,067 NHS has been incorporated since 1982. NHS targets traditionally underserved and minority neighborhoods in Manhattan, Brooklyn, Staten Island, the Bronx, and Queens. Since 1982, it has assisted over 100,000 residents. It provides the following counseling services: pre and post-purchase counseling; foreclosure prevention, and predatory lending education. As a full- cycle lender, NHS provides a continuum of services – financial, technical, and educational.

The Open Housing Center, Inc. New York, NY $17,340 The Open Housing Center was founded in 1964 and remains NYC’s only full-service, nonprofit fair housing agency serving the five boroughs. In 2000, approximately 700 people received housing counseling. The agency has received four previous Housing Counseling Grant awards. The Center’s rental counseling services include the following: information on city, state and federal fair housing laws; discriminatory practices; landlord/tenant rights and responsibilities; eviction and foreclosure prevention; navigating housing court and landlord negotiations. Its homebuyer services include the following: pre-purchase; default and foreclosure prevention; financing and HUD or other government foreclosure-sale purchases.

Neighbors Helping Neighbors, Inc. (NHN) Brooklyn, NY $19,425 NHN serves people in the Brooklyn, NY area. After funding cuts temporarily shut down the organization in 1988, NHN went back into business and in 2000, 200 people attended homeownership sessions, and 25 clients received mortgage default counseling. The counseling programs offered are: pre-purchase; rehab lending; home repair; HECM; foreclosure prevention; tenant assistance; budget and credit counseling; and affirmative fair housing awareness.

Cypress Hills Local Development Corp.(CHLDC) Brooklyn, NY $19,425 Since its formation in May 1983, CHLDC has worked diligently and collaboratively with the Cypress Hills/East New York Community to offer much-needed housing services to all residents. In 2000, CHLDC counseled 3878 clients. It has created a “one stop” housing counseling center that services over 2000 renters and homeowners a year. Additionally, it has developed nearly 200 units of affordable housing with public and private financing.

The Rockland Housing Action Council (RHAC) Chestnut Ridge, NY $19,425 For the past two years, RHAC has partnered with local lending institutions, small businesses, elected representatives, and nonprofit agencies to develop a small business loan program to provide the credit and budget counseling that low-income residents need to become successful entrepreneurs. They also have a comprehensive housing counseling program for first-time


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