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Wilson, Nash, Wayne and Greene. WCIA received its first housing counseling grant in 1997 and to date has counseled over 565 pre-purchase clients and elderly clients in obtaining HECM mortgages. Reportedly, 134 persons who have received counseling from WCIA are now homeowners.

Affordable Housing Coalition Asheville, NC $20,000 Affordable Housing Coalition, is a non-profit agency that services metropolitan Ashville and Buncombe County. It’s increasingly difficult for people who work in Buncombe County to live in Buncombe County. Forty-four per cent of the subject population cannot afford the average rental of a 2-bedroom apartment in the target area. Ashville has been found to have the least affordable housing market in North Carolina. The Affordable Housing Coalition addresses this affordability problem via their housing counseling activities in this community.

CCCS Of Forsyth County Winston Salem, NC $31,034 CCCS Of Forsyth County is a very active housing counseling agency and has been HUD approved for twenty years. With this grant they will begin implementation of their One –Stop Housing Counseling Center providing comprehensive training to the citizens of Forsyth County. Under this program, the agency will recruit and hire a program director and lease an office facility for staff. Approximately thirty seven percent of the agency’s total funding is provided by the United Way of Forsyth County which contributes funds to offset the costs associated with the current housing program. Additionally, CCCS has an on-going contract with Reliable Mortgage Insurance Co. to provide pre-homeownership counseling and education, and early default/delinquency intervention counseling.

Northeastern Community Development Corporation Camden, North Carolina $14,534 Northeastern Community Development Corporation, Camden, North Carolina (NCDC) is a HUD approved counseling agency, which provides counseling services and activities to five counties located in the Northeastern area of North Carolina. Their services include comprehensive housing and mortgage counseling, homeownership educational workshops, pre and post purchase counseling, loss mitigation, tenancy mediation and high cost loan counseling. NCDC is a founding partner of the Northeastern Stern Homebuyer’s Club which is sponsored by the Elizabeth City neighborhood.

Cumberland Community Action Program Fayetteville, NC $30,000 Cumberland Community Action Program (CCAP) Fayetteville, North Carolina provides housing counseling services to over twenty counties in North Carolina. They have seven branch offices and their operation meets the standards of the Council on Accreditation for Children and Family Services. These services include comprehensive credit and housing

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