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$10,779 Lutheran Housing Corporation, a comprehensive housing counseling agency, has served the Greater Cleveland area for the past 28 years. Housing counseling services delivered by the agency include pre-purchase, post-purchase, mortgage delinquency and default resolution, HECM, loss mitigation, outreach initiatives, and renters assistance. LHC is staffed with four full-time professional counselors and an experienced housing counseling program coordinator. LHC maintains a working relationship with most of the housing groups and organizations in the Greater Cleveland area. Servicing an estimated 1700 clients annually, the agency receives referrals from a variety of sources including the media, HUD sheriff sale notices, churches, labor unions, Cayahoga County, and other counseling agencies like Consumer Credit Counselors and Neighborhood Housing Services.

Universal Credit Counseling Services, Inc. (UCCS) Zanesville, OH $8,016 Universal Credit Counseling Services, Inc., a HUD-approved housing counseling agency since 1955, provides comprehensive housing counseling in Southeastern Ohio, focusing primarily on low to moderate income individuals in the Zanesville / Muskingum County area. UCCS housing counseling staff consists of three professional and well-trained housing counselors and the community service program’s Executive Director, who devotes a quarter of his time to counseling. The housing counseling program delivered by UCCS includes housing counseling in the areas of default counseling, pre-purchase counseling, pre- occupancy counseling, rental counseling, Home Equity Conversion Mortgage counseling, community education counseling, and informational/referral counseling. Additionally, UCCS focuses on impediments to fair housing.


Chickasaw Nation Ada, OK $12,873 The Chickasaw Nation was established by treaty when the tribe was separated from the Choctaw Nation and the United States. The Chickasaw Nation’s jurisdictional area includes 7,266.5 square miles of south central Oklahoma and encompasses all or parts of 13 Oklahoma counties. On October 1, 1997, the Chickasaw Nation Division of Housing was authorized as the tribally designated entity with administrative and operational control of the programs pursuant to the Native American Housing Assistance and Self-Determination Act (NAHASDA), administering the Carl Albert Indian Health Facility, three satellite clinics, various tribal enterprises and a number of vital social programs. Funding will be utilized to provided rental and first-time homebuyer counseling activities to meet the needs of the under- served Native American population of the area.

Community Action Agency of Oklahoma City and OK/CN Counties Oklahoma City, OK $18,466


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