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mortgage counseling and emergency shelter program. These services are provided to the region that includes Bradford, Sullivan, Susquehanna, Tioga, Wayne and Wyoming counties.

Three Rivers Center for Independent Living Services Wilkinsburg, PA $8,362 Three Rivers Center for Independent Living (TRCIL), through its service subsidiary TRCIL Services, Inc., has over twenty years of experience in providing accessible services and programs, including housing counseling, to individuals with disabilities. As a center for independent living, TRCIL Services, Inc. provides four core services: information and referral services; peer counseling; life skills training; and individual and systems advocacy. In addition, TRCIL Services, Inc. provides service programs such as supported housing, housing acquisition assistance, attendant care services and community services for persons with physical disabilities. Housing counseling services include: budgeting, renter assistance, money management, mobility assistance, home equity conversion mortgage, pre-occupancy and post –occupancy counseling, mortgage default and rent delinquency counseling.

United Neighborhood Centers of Lackawanna County, Inc. Scranton, PA $14,923 United Neighborhood Centers of Lackawanna County, Inc. (UNC) is a private, nonprofit agency with over 75 years of experience in community service. UNC’s target area is centralized in Scranton, PA with outreach services to all of Lackawanna County. UNC offers a broad range of social, recreational, nutritional and educational programs. UNC provides both housing related information, counseling and referral services through the One Stop Shop for Housing Program to hundreds of county residents annually. Services through the program include: pre-purchase counseling, delinquency and default counseling to homebuyers, renters and homeowners. Other housing needs and problems addressed through counseling and/or referral include: eviction, first time homebuying, victims of domestic abuse, homeless families, need for general information regarding public housing, Section 8, rental assistance, affordable housing, landlord-tenant disputes and fair housing/housing discrimination issues.

Northwest Counseling Service, Inc. Philadelphia, PA $17,685 Northwest Counseling Service, Inc. (NWCS) is a nonprofit organization that was founded for the purpose of providing real estate and housing counseling service to Philadelphia area residents. Services include: default counseling, mortgage default/foreclosure, tenant counseling, pre-rental, rental delinquency/eviction, post-rental counseling, and reverse mortgage counseling (HECM). NWCS also acts as a clearinghouse to review complaints of alleged fraud, misrepresentation, unfair practices, fair housing and deceptive practices. Information, education and advice on ways that consumers can protect themselves, and where and how to file complaints, is disseminated through a series of monthly workshops.

Bayfront NATO, Inc.


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