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$61,415 Inland Mediation Board provides comprehensive housing counseling services, which include first-time homebuyer education, pre and post-purchase counseling, mortgage delinquency and default resolution, loss mitigation counseling, HECM counseling, rental assistance, fair housing, and mobility counseling. IFHMB also participates in the San Bernardino County Housing Authority's Family Self Sufficiency program (FSS). The organization provides general information about housing opportunities within the community and assists persons with disabilities.

Project Sentinel Palo Alto, CA $41,771 Project Sentinel provides counseling and referrals for homeowners in Santa Clara and San Mateo counties. Housing counseling services include renter assistance, pre & post- purchase counseling, first-time homebuyer workshops, debt restructuring, personal budgeting, money management, mortgage delinquency and default, and loss mitigation counseling.

Pacific Community Services, Inc. Pittsburg, CA $67,105 Pacific Community Services, Inc. assists the residents of Contra Costa and Solano counties in addressing their fair housing & housing counseling needs. The agency provides comprehensive housing counseling, including tenant/ landlord rights, mortgage default and rent delinquency, pre-occupancy, pre-purchase, HECM, loss mitigation, and fair housing. They also provide training, testing, and referrals to other community agencies.

Springboard Riverside, CA $3,539 Springboard offers comprehensive housing counseling services throughout Riverside, San Bernardino, Inyo, Mono, San Diego, Los Angeles, and Orange Counties. In addition, Springboard provides telephone-counseling services to those who cannot physically get to one of their locations. Services are also available on the Internet at www.credit.org .

Sacramento Neighborhood Housing Services Sacramento, CA $43,849 Incorporated in 1987, Sacramento Neighborhood Housing Services provides housing counseling in the areas of homebuyer education, pre and post purchase, mortgage delinquency and default resolution, loss mitigation, HECM, fair housing assistance, renter assistance and mobility. Counseling is available in English, Spanish, and Russian.

CCCS of San Diego and Imperial Counties San Diego, CA $20,593


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