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the Santee Lynches Region of South Carolina. Additional funding will support the agency’s communication technology, enhancing its service delivery.

Carolina Regional Legal Services, Corp. Florence, SC $32,868 Carolina Regional Legal Services, Inc., with its unique combination of housing counseling and legal staff, have combated predatory lending with measurable success. Focusing on pre- purchase counseling and first time homebuyers programs, this agency significantly reduces foreclosures resulting from mortgage-related fraud and abuse in the counties of Florence and Clarendon.

Palmetto Legal Services, Columbia South Carolina Columbia, SC $5,368 Palmetto Legal Services provides assistance towards homeownership for the economically disadvantaged and special population groups as a priority throughout the twelve county area around Columbia. The agency has developed a holistic and comprehensive program in partnership with the Midlands Area Consortium for the Homeless, the Richland/Lexington Human Services Network and the United Way.

Consumer Credit Counseling Service/Family Service Center of South Carolina Inc. Columbia, South Carolina $33,479 Through collaborative partnerships, Family Service Center of South Carolina, Inc. has for 27 years provided education and comprehensive housing counseling services to first-time homebuyers in the community, especially the rural areas.

South Carolina State Housing Finance & Development Authority Columbia, SC $58,572 The South Carolina State Housing Finance & Development Authority was created in 1971 and helps low income and low-to-moderate income families realize the dream of homeownership. They offer first time homebuyer loans with affordable, below-market interest rates. This grant will be used to optimize education and counseling to reach all areas of homeownership, to include pre-purchase and post-purchase counseling, as a result, helping to create a community of more successful homeowners.


Black Hills Legal Services, Inc. Rapid City, SD $20,000 Black Hills Legal Services, Inc. (BHLS) is a private, non-profit, community-based organization providing civil legal assistance and housing counseling to residents in eight counties in western South Dakota. The service area covers approximately one-fourth of South


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