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Dakota and include Pennington, Perkins, Lawrence, Fall River, Meade, Custer, Butte and Harding counties. Grant funding will be used to provide pre-purchase, rental, rent and mortgage delinquency, mortgage default counseling services and fair housing practices. Clients include: poverty stricken/low income individuals and families, disabled persons, the elderly, and minorities, mostly Native Americans.

Oglala Sioux Tribe Partnership for Housing, Inc. Pine Ridge, Sd $11,613 The Oglala Sioux Tribe Partnership for Housing, Inc. (OSTPH) is a non-profit organization organized under the Oglala Sioux Lakota Tribal Laws. OSTPH is the only Homeownership Counseling Agency on the Pine Ridge Reservation which is plagued by high unemployment rates and a shortage of housing units. Its mission is to enhance affordable homeownership opportunities. They partner extensively with the Tribe, the Lakota Housing Authority, and the U.S. Department of Defense to incorporate a homeownership program that will provide housing opportunities and counseling services for residents of the Pine Ridge Indian Reservation. Their efforts were praised and applauded by President Clinton when he visited the Reservation in July 1999. The grant will enable OSTPH to provide pre- and post-housing counseling to Native Americans, a population that is considered one of the most under-served groups in America.

South Dakota Housing Development Authority Pierre, SD $65,000 South Dakota Housing Development Authority is a non-profit government agency that services the entire state of South Dakota. SDHDA has identified a goal to extend and strengthen partnerships among all levels of government and the private sector. This state agency will work with the following affiliates to effect their programs: Rapid City Housing Coalition, Neighborhood Housing Services of the Black Hills, Huron Housing and Redevelopment Authority, and Consumer Credit Counseling Service of the Black Hills. Some of the programs that the Development Authority supports are Homeownership Counseling Program, Homeownership Education Resource Organization and the Community Homebuyers Network. The grant they are receiving will be used for Foreclosure Prevention/Mortgage Default Counseling, Home Equity Conversion Mortgage Counseling, Pre-Purchase Education and Counseling and a comprehensive leadership-mentoring program to increase the number of Native American homeowners.


Memphis Area Legal Services Memphis, TN $20,034 Memphis Area Legal Services has been operating for 30 years. Their free comprehensive services include pre-purchase, pre-occupancy and credit counseling, and legal representation on numerous situations. Annually they serve approximately 6,000 households in Shelby,


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