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direct services including The Children’s Resources Division that administers the federally subsidized Child Care management System, Youth Services Division providing free of charge counseling for at-risk youth and their families and the Literacy Service Division which operates eight Leadership and Learning Centers across San Antonio. The Literacy Service Division provides Adult Basic Education, GED preparation, English as a Second language and Citizenship classes. The Elderly and Disabled Division operates 38 nutrition sites for elderly and disabled individuals. The grant will be used to help in the various counseling arenas.

Community Development Corporation of Brownsville Brownsville, TX $33,841 Community Development Corporation of Brownsville was established in1974. The agency is recognized as a CHDO by the City of Brownsville and the State of Texas. The agency administers State of Texas HOME and CDBG funds, HUD Youthbuild, Colonia, Rural Housing and Economic Development and Housing Counseling Funds. CDCB also is a Fannie Mae Seller Servicer, Rural Development and FHA DE lender. The agency provides comprehensive housing counseling for credit counseling, homebuyer pre and post purchase, and default counseling, HECMs. A"Homebuyer Information and Education Center" provides a one stop service for housing counseling.

Dallas Urban League Dallas, TX $9,688 The Dallas Urban League was established in 1967 and is one of 114 affiliates of the National Urban League and one of the 106 affiliates of the United Way of Metropolitan Dallas. This agency provides comprehensive housing counseling which includes: pre-occupancy to assist homebuyers and rentals, rental assistance, mortgage default, post-occupancy, home improvement and rehabilitation, energy conservation, consumer education, displacement and relocation. Although the agency was designed to addressed various problems affecting African-Americans, they are a multi-racial, nonprofit, non-partisan, community based service organization. Dallas Urban League is a member of the City of Dallas local housing consortium, the Affordable Housing Coalition, North Texas Community Development Association, Dallas Mortgage Bankers Association and Texas Federation of Housing Counseling.

Gulf Coast Community Services Assoc. Houston, TX $3,760 Gulf Coast Community Services Association operates a Comprehensive Housing Counseling Program throughout the Houston/Harris County and the surrounding counties. The grant will fund services which include, but are not limited to, information and referral, homebuyers education, pre-occupancy, rental delinquency, mortgage default, tenants rights, home


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