Virgin Islands Housing Finance Authority St. Thomas, VI $20,000
The Virgin Islands Housing Finance Authority is the state housing finance authority for the Territory of the U.S. Virgin Islands. The basic mission of the VIHFA is to originate programs to create an adequate supply of affordable housing to meet the needs of low and moderate income families through the encouragement of investment of capital to stimulate the construction of owner-occupied and rental housing, and through the provision of assistance to homebuyers and renters. The VIHFA conducts the only formal homebuyer education program operating in the territory and offers homebuyer education seminars on a year-round basis which include the provision of information on the home buying process, pre-purchase and post purchase homeownership counseling, and mortgage delinquency and default resolution counseling. The VIHFA will expand its marketing and outreach activities by increasing general awareness of homebuyer programs and insight into the home purchase process and provide information to persons with disabilities.
Pierce County Dept. of Community Services Lakewood $ 30,000 Pierce County Dept. of Community Services’ mission is to create opportunities for economically disadvantaged families and to reduce the impact of poverty through a variety of social service and community programs. They offer comprehensive housing counseling, which include counseling and assistance through HOPE III (a first time home buyer program), down payment assistance counseling and referral, pre-occupancy, mortgage default and delinquency counseling, post-occupancy, home equity conversion (HECM), money management, home improvement and rehabilitation, energy conservation, housing consumer education, pre-purchase, foreclosure prevention, pre-rental, landlord/ tenant counseling and mediation, homeless case management and assistance, rental assistance, housing advocacy and fair housing activities.
Freemont Public Association Seattle $ 50,000 Freemont Public Association offers a broad range of human services to the more than 13,000 people who apply annually from the counties of King, Snohomish, Skagit, Whatcom, Island, and San Juan. They offer housing counseling services in homebuyer education, pre-purchase homeownership, post-purchase, mortgage delinquency and loss mitigation, home equity conversion, rental assistance and housing search/mobility. They also participate in marketing and outreach initiatives.