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4. Mrs. Monica Caceres

Deputy Chairman, Insurance,  SVS, Chile

Mrs. Mónica Cáceres graduated in Business Administration and as a Chartered Accountant from the University of Chile. Also, she holds a Bachelor in Economics from the same university.

Her experience in the supervisory realm is huge because she has worked during 22 years in the Superintendencia de Valores y Seguros (SVS) of Chile (the Chilean Securities & Insurance Commission), having worked actively in the development and implementation of the laws and regulations of the Chilean insurance market.  Since 1994, she is the Deputy Chair of Insurance at the SVS.

Also, Mrs. Cáceres has been consultant for the government of Peru, Ecuador, Bolivia, Uruguay, El Salvador, Panama and Costa Rica in the areas of developing regulation and supervision for the insurance markets of those countries.

Mrs. Cáceres is member of the Executive Committee and Technical Committee of the International Association of Insurance Supervisors (IAIS), and in charge of the Executive Secretariat of the Asociación de Supervisores de Seguros América Latina (ASSAL).

A Regional Seminar on the Development on Non-Bank Financial Institutions in Latin America Region

Santiago- Chile

12/4/2002Page 5 of 49

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