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ANNUAL REPORT 2007-08

Letter of Transmittal

December 10, 2008

To The Secretary Department of Financial Services Ministry of Finance 3rd Floor, Jeevandeep Building Parliament Street New Delhi – 110 001

Sir,

In accordance with the provisions of Section 20 of the Insurance Regulatory and Development Authority Act, 1999, we are sending herewith a copy of the Annual Report of the Authority for the financial year ended 31st March, 2008 in the format prescribed in the IRDA (Annual Report – Furnishing of returns, statements and other particulars) Rules, 2000, notified on 14th June, 2000 in Part II of Section 3, Sub Section (ii) of the Gazette of India, Extraordinary.

ii

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