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INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY - page 5 / 228

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ANNUAL REPORT 2007-08

CONTENTS

MISSION STATEMENT TEAM AT IRDA OVERVIEW Performance in the first half of 2008-09

PART I POLICIES & PROGRAMMES

  • A)

    General economic environment

  • B)

    Appraisal of the insurance market

    • i)

      World insurance scenario

    • ii)

      Indian insurance industry

      • Life insurance

      • Non-life insurance

  • C)

    Research and development department

  • D)

    Review

    • (i)

      Protection of interests of policyholders

    • (ii)

      Maintenance of solvency margins of insurers

    • (iii)

      Monitoring of re-insurance

    • (iv)

      Monitoring of investments of the insurers

    • (v)

      Health insurance

    • (vi)

      Business in the rural and social sector

    • (vii)

      Financial Reporting and actuarial standards

        • I)

          Financial Reporting

        • II)

          (a) Appointed Actuary System

  • (b)

    Actuarial Standards

    • (viii)

      Crop Insurance

    • (ix)

      Micro-Insurance

  • (x)

    Directions, Orders and Regulations issued by the Authority

(xi)

Right to Information Act, 2005

PART II REVIEW OF WORKING AND OPERATIONS

(i) (ii)

Regulation of insurance and re-insurance companies Intermediaries associated with the insurance business

  • -

    Insurance agents

  • -

    Corporate agents

  • -

    Insurance brokers

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