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withdrawals of taxable amounts are subject to ordinary income tax and if made before age 59½, may be subject to a 10% federal income tax penalty. withdrawals will reduce the living and death benefits and account value. withdrawals may be subject to withdrawal charges.

pursuant to irs circular 230, metlife, and where applicable new england financial, are providing you with the following notification: the information contained in this document is not intended to (and cannot) be used by anyone to avoid irs penalties. this document supports the promotion and marketing of insurance products. you should seek advice based on your particular circumstances from an independent tax advisor.

Metlife and representatives of Metlife companies may not give legal or tax advice. Any discussion of taxes herein or related to this document is for general information purposes only and does not purport to be complete or cover every situation. Tax law is subject to interpretation and legislative change. Tax results and the appropriateness of any product for any specific taxpayer may vary depending on the facts and circumstances. You should consult with and rely on your own independent legal and tax advisors regarding your particular set of facts and circumstances.

  • Not A Deposit • Not FDIC-Insured • Not Insured By Any Federal Government Agency

  • Not Guaranteed By Any Bank Or Credit Union • May Go Down In Value

MetLife securities, Inc. (Member FInRA/sIPC)

New england securities corporation a Metlife company (member FiNRa/sipc)

Metropolitan Life Insurance Company 200 park avenue New york, Ny 10166 www.metlife.com

iRa BRocHuRe (1109) 0909-2937 l1109074161[exp1210][all states][dc] © 2009 MetliFe, iNc. peaNuts © united Feature syndicate, inc.

FPo

XX-XXX-XXXX

tower square securities a Metlife company (member FiNRa/sipc)

Walnut street securities a Metlife company (member FiNRa/sipc)

MetLife Investors distribution Company a Metlife company (member FiNRa/sipc)

1095 avenue of the americas New york, Ny 10036

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