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bravo!

You’ve reached

the next stage

i n p r e p a r i n g f o r r e t i r e m e n t .

First stage:

accumulating money for the future

You’ve taken the first steps toward a fulfilling and financially secure retirement. You’ve recognized the importance of saving and investing on your own and have contributed to a 401(k) or other retirement plan for many years. You may even have a company pension or profit sharing plan. Now, add everything together and you have amassed and accumulated a pool of assets for your future.

Next stage:

generating income that will last a lifetime

If you have decided to quit working or cut back on the amount of time you devote to a traditional job now or some time in the future, you’ll need supplemental income to support your lifestyle. That may take a bit of a mind-shift. In addition to focusing on building assets through investing, you may need to start thinking about how you’ll turn your pool of assets into a stream of income that will last a lifetime.

If you are buying an annuity to fund a qualified retirement plan or IRA, you should do so for the annuity’s features and benefits other than tax deferral. In such cases, tax deferral is not an additional benefit of the annuity. References throughout this material to tax advantages, such as tax deferral and tax-free transfers, are subject to this consideration.

  • Not A Deposit • Not FDIC-Insured • Not Insured By Any Federal Government Agency

  • Not Guaranteed By Any Bank Or Credit Union • May Go Down In Value

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