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Telephone Consultations Therapy Services

Third Party Liability

Travel

Visual or opthoptic training War

Workers’ Compensation Employer Liability Law

psychosocial speech delay, behavioral problems, conceptual handicap, mental retardation, stammering, or stuttering. Not covered. Primal therapy, rolfing, psychodrama, megavitamin therapy, bioenergetic therapy, aromatherapy, colonic irrigation, reflexology, vision perception training, and carbon dioxide therapy, and related therapies are not covered. Services related to an injury which occurs due to the wrongful act or omission of another party for which that party or some other party makes settlement or is legally responsible is not covered. However, if the participant is unable to recover from the responsible party, benefits of this Plan will be provided. Not covered, except as provided under transplant benefits. Not covered. Services rendered for diseases contracted or injuries sustained as a result of war, declared or undeclared, or any act of war are not covered. Services related to any injury or illness arising out of or in the course of employment entitling the participant to benefits under any Workers’ Compensation or Employer Liability Law are not covered.

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