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An active employee covered by the Plan is eligible for COBRA as follows:

If an employee loses coverage under the Plan due to….

  • A reduction in hours of employment

Continuation of coverage under COBRA may extend for…

Termination of employment (for reasons other than gross misconduct)

Being called to active military duty

Up to 18 months.

Up to 24 months

A spouse is eligible for COBRA as follows:

If a spouse loses coverage under the Plan due to…

  • The death of the enrollee

  • Termination of employee’s employment (for reasons other than gross misconduct)

  • Reduction in employee’s hours Employee being called to active military duty

  • Divorce or legal separation

COBRA participant becomes entitled to Medicare

Continuation of coverage under COBRA may extend for…

Up to 36 months (unless enrollee was retired or eligible to retire)

Up to 18 months

Up to 24 months

Up to 36 months

Dependent children are eligible for COBRA as follows:

If a dependent child loses coverage under the Plan because of...

  • The death of the enrollee

  • Termination of employee’s employment (for reasons other than gross misconduct)

Continuation of coverage under COBRA

may extend for…

Up to 36 months, unless eligible for coverage as a dependent of a surviving spouse.

Up to 18 months

  • Reduction in employee’s hours A parent being called to active military duty

Up to 24 months

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