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[Billing Codes: 4120-01-P; 4830-01-P; 4510-29-P] - page 72 / 83

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(2) The requirements of this part that pertain to guaranteed availability of individual health insurance coverage for certain eligible individuals apply to all issuers of individual health insurance coverage in a State, unless the State implements an

acceptable alternative mechanism as described in §148.128. The

requirements that pertain to guaranteed renewability for all individuals, and to protections for mothers and newborns with respect to hospital stays in connection with childbirth, apply to all issuers of individual health insurance coverage in the State, regardless of whether a State implements an alternative mechanism.

(b)

Effective

date.

Except

as

provided

in

§§148.124

(certificate of coverage), 148.128 (alternative State mechanisms), and 148.170 (standards relating to benefits for mothers and newborns), the requirements of this part apply to health insurance coverage offered, sold, issued, renewed, in effect, or operated in the individual market after June 30, 1997, regardless of when a period of creditable coverage occurs.

4.

A

new subpart

C

is

added to

read

as follows:

Subpart C--Requirements Related to Benefits § 148.170 Standards relating to benefits for mothers and

newborns. (a) Hospital length of stay

(1) General rule.

Except as

provided in paragraph (a)(5) of this section, an issuer offering health insurance coverage in the individual market that provides benefits for a hospital length of stay in connection with

72

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