(d) Notice requirement.
Except as provided in paragraph
(d)(4) of this the individual
section, an market must
issuer offering health insurance in meet the following requirements with
respect to benefits with childbirth:
(1) Required statement.
The insurance contract must
disclose information that notifies rights under this section.
(2) Disclosure notice.
To meet the disclosure requirement
set forth in paragraph disclosure notice must
(d)(1) of be used:
Statement of Rights under the Newborns’ and Mothers’ Health
Under federal law, health insurance issuers generally may
not restrict benefits for any hospital length of stay in
connection with childbirth for the mother or newborn child to
less than 48 hours following a vaginal delivery, or less than
issuer may pay for a shorter stay if the attending provider
(e.g., your physician, nurse midwife, or physician assistant),
after consultation with the mother, discharges the mother or
Also, under federal law, issuers may not set the level of
benefits or out-of-pocket costs so that any later portion of the