Demand Letter- Consumer Debt
Certified Mail No.
Return Receipt Requested
and Regular Mail
Address Service Requested
Our office has been retained to collect your debt in the amount of $ that you owe to for ’s furnishing goods and/or services to you on account.
You have thirty (30) days from the date you receive this notice to dispute the validity of the debt or any portion thereof. If you do not dispute the validity of the debt or any portion of the debt, your debt will be assumed to be valid by [name of attorney’s firm].
If you notify our office within the thirty (30) day period that the debt or any portion thereof is disputed, we will obtain verification of the debt and mail you a copy of such verification.
If you notify our office within the thirty (30) day period that the debt or any portion thereof is disputed, we will obtain verification of the judgment against you and mail you a copy of such judgment.
If the original creditor is different from your current creditor, we will provide you with the name and address of that original creditor provided you request our office to do so, in writing, within thirty (30)
This office is attempting to collect the above-described indebtedness from you and any information obtained will be used for that purpose.
If we have not heard from you within thirty (30) days [Note: shorten this language in consumer demands] of your receipt of this letter, we intend to recommend to our client that suit be filed. Further, we will recommend that our client seek court costs and attorney’s fees in addition to the amount of the debt.