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CONTENTS

of

HOC

REFERENCE MANUAL

INTRODUCTION  -An overview

Basic Eligibility Requirements

& Principal References

CHAPTER ONE- Appraisal and Property

Requirements Guide

CHAPTER TWO-Mortgage Credit Underwriting Guide

CHAPTER THREE-Miscellaneous Issues and Policies

CHAPTER FOUR-     Attachments

Copy Printed: REVISION  I

   02/16/02     Revision Effective: 05-30-00

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