Ve r i f i c a t i o n
Credit Card Verification for merchants Adding confidence to your online transactions
In today’s Internet-based environment, merchants face many challenges. A primary concern is verifying that the person shopping on a Web site is using a valid, authorized credit card. Many merchants use a manual process to verify a consumer’s credit card number. Experian® has an automated solution that creates operational efficiencies and reduces fraud.
Fraud continues to be an expensive problem affecting all merchant sites. The ability to authenticate the purchaser’s link to the credit card he or she is using in this real-time environment will help reduce fraud significantly. This ability also will help create an environment that facilitates increased sales, profits and business growth.
Credit Card Verification features:
Unique tool that will verify a full credit card number to a consumer’s full name and address
Uses Experian’s powerful File OneSM credit database, which contains information on more than 200 million credit-active consumers
Experian’s Credit Card Verification solution provides merchants with the essential tools for completing online transactions. The solution ensures that the credit card being used to make a purchase via the Internet actually belongs to the person presenting the card. The use of this authentication tool to authorize purchases is essential for any prospering business’s needs.
Verifies the full account number using a real-time, behind-the-scenes process
Alerts you to closed accounts and lost or stolen credit cards