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1. Set Goals

Factor inflation into your plan for retirement

If inflation decreases the value of a         dollar by 3% per year over the next             30 years, consider the cost of some    common items in 2039:

Source: National Coffee Association, National Coffee Drinking Trends, National Association of Theatre Owners, Bureau of Labor Statistics, US Postal Service and Standard & Poor’s Financial Communications, 2006 and 2007. The average rate of inflation is 3% over the past 20 years.

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