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Long-term investors have been rewarded despite short-term ups-and-downs

Growth of an assumed $1,000 investment in the S&P 500 Index                   (12/31/50 to 12/31/08)

Past performance is no guarantee of future results.

1951

1956

1961

1966

1971

1976

1981

1986

1991

1996

2001

2008

Sources: Thomson Financial and Lipper Inc. Due  to the length of time shown, the growth chart uses a logarithmic scale and assumes a $1,000 investment on 12/31/50. It is not intended to represent any DWS mutual fund. Negative periods reflect all market corrections and bear markets of 15% or more since 1951, while positive periods reflect all comparable market rallies.

Index returns assume reinvestment of all distributions and do not reflect fees, expenses or sales charges, which would have lowered returns. You cannot invest directly in an index. Index stocks could have had significant negative results. Index performance may be positively or negatively influenced by a relatively small number of stocks.

$10

$1

(In thousands)

+226%

12/50 to 7/57

+105%

12/57 to 12/61

+90%

6/62 to 1/66

+52%

9/68 to 11/68

+76%

9/70 to 12/72

+196%

9/74 to 11/80

+280%

7/82 to 8/87

+72%

11/87 to 5/90

+355%

10/90 to 6/98

+63%

8/98 to 8/00

+98%

9/02 to 12/07

$487,044

-15%

7/57 to 12/57

-22%

12/61 to 6/62

-29%

11/68 to 6/70

-43%

12/72 to 9/74

-17%

11/80 to 7/82

-30%

8/87 to 11/87

-15%

5/90 to 10/90

-15%

6/98 to 8/98

-45%

8/00 to 9/02

-16%

1/66 to 9/68

3. Invest For Retirement

-37%

12/07 to 12/08

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