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3. Invest For Retirement

Familiarize yourself with these asset classes

Stable value products

Seek to maintain a stable principal whose value does not fluctuate like that of stocks or bonds

May not keep up with inflation

Bonds

Issued by a government or corporation, similar to an “IOU”

Bond prices rise as interest rates fall, and vice versa

Offer more risk than stable value products

Stocks

Represents a share of a company

Provide potential growth for your portfolio

Offer higher risk than bonds or stable value products

All investments involve risk, including the possible loss of principal. Some have more risk than others. 1Stable value investments can include money market funds which seek to maintain a constant net asset value of $1.00 per share, but there can be no assurance that the stable net asset value will be maintained. It is possible to lose money. Investments in these funds are neither insured nor guaranteed by the US government.

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