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Understanding the Plan’s Investment Options

Automatic Solution— T. Rowe Price Retirement Date Funds

T. Rowe Price Retirement Income Fund, Retail Class

T. Rowe Price Retirement 2010 Fund, Retail Class

T. Rowe Price Retirement 2020 Fund, Retail Class

T. Rowe Price Retirement 2030 Fund, Retail Class

T. Rowe Price Retirement 2040 Fund, Retail Class

T. Rowe Price Retirement 2050 Fund, Retail Class

Diversification does not eliminate risk. The underlying mutual funds in the portfolios of the Asset Allocation funds are subject to stock market risk and invest in individual bonds whose yields and market values fluctuate, so that your investment may be worth more or less than its original cost. More investment risk information is provided on slide 25, 28 & 29 of this presentation.

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