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Review of Your Everett Charles Technologies              401(k) Retirement Savings Plan features

Automatic Enrollment

At 4% of eligible compensation after completion of one month of service.

Automatically increase annually by 1% until your salary deferral reaches 12%

Automatic elections are invested in a T. Rowe Price Retirement Date Fund based on your date of birth.

Contributions

1% to 99% of your eligible compensation*

Contributions can be made up to the IRS limits**

*Highly Compensated Employees (HCEs) are limited to contributing up to a maximum of 12%.

** Employees age 50 or over can contribute an additional $5,000 in 2008

Plan highlights are created by ADP Inc. Retirement Services Division. Neither DWS Investments Distributors Inc. nor any of its affiliates are responsible for the content. Except as otherwise specifically noted herein.  ADP, Inc. is not responsible for the remainder of the context of this presentation.

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