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Review of Your Everett Charles Technologies 401(k) Retirement Savings Plan features

Company matching contributions

The contribution amount is a discretionary amount that is determined by ECT for each plan year.

Vesting

Immediately 100% vested in all your own contribution (e.g., salary deferral) accounts.

The vesting schedule for company matching contribution accounts is:

Vesting Years 1 2 3 4  5

% of Ownership20%40%60%80%100%

Plan loans and withdrawals are available

Plan highlights are created by ADP Inc. Retirement Services Division. Neither DWS Investments Distributors Inc. nor any of its affiliates are responsible for the content. Except as otherwise specifically noted herein.  ADP, Inc. is not responsible for the remainder of the context of this presentation.

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