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Save Money, Save Lives!

Ocean Crest Federal Credit Union and Get Away Today have teamed up to help hospitalized children. When you book your vacation, a portion of the package price is donated to your local Children’s Hospital. It’s easy, just mention Ocean Crest Federal Credit Union when booking. Family and friends can also use this offer. Contact Get Away Today at (800) 523-6116 or www.getawaytoday.com.

From November, 2008 to April, 2009, Get Away Today contributed $13,590 to Children’s Miracle Network.

Ten Reasons To Buy A Car…NOW!

  • 1.

    Possible tax advantage (2009 tax year)

  • 2.

    Low interest rates at OCFCU

  • 3.

    Terms up to 84 months*

  • 4.

    Automatic payments

  • 5.

    OCFCU is offering FREE GAP insurance**

  • 6.

    OCFCU is offering 25% off MBI**

  • 7.

    Dealers are dealing as they never

have before or may never again!

  • 8.

    Many manufacturers are offering rebates

  • 9.

    Possibly more fuel efficient than the car you are now driving

  • 10.

    Several models have new safety features

*84 month term with 20% down and financing $20,000 or more. **Offer expires on 9-30-09 and subject to withdrawal or change.

DISNEY/CA ADV

$64.25

$56.00

12/17/09

DISNEY/CA ADV

$69.25

$61.00

12/17/09

1 DAY HOPPER

DISNEY 2 FERR

$59.25

$51.00

6/3/09

KNOTTS

$27.25

$19.99

3/31/10

LEGOLAND

$44.25

1/31/10

MAGIC MOUNTAIN

$25.25

$15.00

12/31/09

SEA WORLD*

$51.25

$45.50

2/28/10

UNIVERSAL STUDIOS

$53.25

1/31/10

US ANNUAL PASS

$67.25

12/31/09

RAGING WATERS

$23.25

$19.00

END OF

SEASON

*SeaWorld tickets—two days of fun—get second day for price of one ticket—does not have to be consecutive days of visits.

Prices subject to change at any time. Subject to availability. Sold only to members in good standing.

AMC PACIFIC

Adult $6.25

$6.25

REGAL, UA, EDWARDS

$6.75

SPEED ZONE,

$17.00

END OF

BOMMERS,

SEASON

Tickets Available For Purchase

Child

Expiration

PICK A PARK

CASTLE PARK

Mortgage Loans

1st Trust Deed

  • 15 and 30 year mortgage

  • Finance 80% of appraised value

  • 2 to 2.25 points

  • Credit Union pays fees

  • Member pays for appraisal

  • 3 year call option rider

2nd Trust Deed

  • 20 year mortgage

  • Finance 75% of appraised value minus 1st Trust Deed

  • 2 to 2.25 points

  • Credit Union pays fees

  • Minimum loan amount $25,000

  • Member pays for appraisal

  • 3 year call option rider

Home Loan Maximizer

  • 10 year mortgage

  • 100% of appraised value

minus 1st Trust Deed not to

exceed $35,000

  • No points

  • Member pays for fees

and appraisal HELOC

  • 7 year mortgage

  • 75% of appraised value minus 1st Trust Deed

  • Payments are 1.7% of balance

  • No points

  • Member pays for fees and appraisal

Member Benefits / Beneficios Para Los Miembros

SAVING PLANS Savings Accounts Holiday Club Money Market Account Various IRA Programs Certificates of Deposit LOANS Signature Loans

(can be used as overdraft protection) Quick Cash Loans New Vehicles Auto Equity Used Vehicles

New and Used RVs Share Secured Credit Builders Share CD Secured Visa® Classic Visa® Gold Home Loans CHECKING ACCOUNTS Regular Share Checking Secured Second Chance Checking VISA® DEBIT CARDS HOMEBANKING ELECTRONIC BILL PAY THE VAULT E-STATEMENTS

  • Cuentas de ahorro

  • Cuenta de cheques

  • Cuenta de cheques asegurada

  • Club Navidéna (ahorro para Navidad)

  • Cuenta de Mercado monetario

  • Varios programas de IRA

  • Certificados de Depósito

  • Cajeros Automáticos (ATM)

  • Varios sucursales para su conveniencia

  • Tarjeta de débito Visa®

  • Contestador automático “MATEY”

  • Banco en casa (HOMEBANKING)

  • Pago de cuentas electrónico (EBP)

  • Préstamos de firma (signature loans) que pueden ser utilzados como protección de sobrejiro)

  • Para la compra de autos nuevos

  • Prestamos equitativos para la compra de autos (Auto equity)

  • Prestamos para la compra de vehículos usados

  • Prestamos para la compra de vehículos de recreación (RV) nuevos y de uso

  • Seguro compartido (Share Secured)

  • Reparadores de créditto (Credit Builder)

  • Certificados de depósito CD seguro compartido (Share Secured)

  • Visa® Clásica Visa® de Oro

  • Prestamo de Casá

Todos los préstamos están sujetos a aprobación crediticia, y todas las solicitudes de préstamos deberán ser procesadas con la ayuda del Buró de Créditto Experian (Experian Credit Bureau), una agen-cia de informe de créditto.

All loans are subject to credit approval, and all loan applications are processed with the aid of Experian Credit Bureau.

2525 Cherry Avenue, Suite 100 • Signal Hill, CA 90755 Mail: PO Box 92439 • Long Beach, CA 90809

Phones: Voice

(562) 426-8838

CA only (800) 544-8011

Matey

(800) 348-8279

Fax

(562) 490-0958

Web: www.occu.net E-mail: postmaster@occu.net

Hours: M-W & F 8:30 a.m. – 5 p.m.

TH

1 0 a . m . 5 p . m .

All loans are subject to credit approval.The credit union is an equal opportunity lender and makes loans without regard to race, color, religion, sex, handicap, family status or national origin. Dividends are based on the credit union’s earnings at the end of a dividend period and thus cannot be guaranteed. Rates, terms, conditions and services are subject to change after the account is opened.Yields and rates are subject to change at any time without notice. For more information, refer to yourTruth-in-Savings Disclosure or contact a credit union employee.The credit union may provide information about products and services available to members from other sources. However, it does not warrant, nor accept liability for the actions, products or services of others.

APR=Annual Percentage Rate. APY=Annual PercentageYield.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

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