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This mortgage may not be changed or terminated orally.  The covenants contained in this mortgage shall run with the land and bind the mortgagor, the heirs, personal representatives, successors and assigns of the mortgagor and all subsequent owners, encumbrances, tenants and subtenants of the premises, and shall ensure to the benefit of the mortgage, the personal representatives, successors and assigns of the mortgagee and all subsequent holders of this mortgage.

IN WITNESS WHEREOF, this mortgage has been duly executed by the mortgagor the date and year first written above.

IN THE PRESENCE OF:

__________________________________________

, Subscribing Witness

___________________________________________

___________________________________________

___________________________________________

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