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Liability disputed This occurs when the other party’s insurers won`t admit liability for the accident. If this should arise then we’ll ask you for your comments on any allegations against you. We may also require further supporting evidence.

Split liability Split liability occurs when you and the other party accept you’re both partially responsible for the accident. In this case your damages would be apportioned in accordance with the split of liability; for example on a 50/50 split you’d recover half your losses.

Your No Claims Bonus would usually be affected if liability if split, unless it is protected.

How much compensation will I receive?

The amount of personal injury compensation awarded varies depending on the seriousness of the injury and the financial losses involved. Compensation is awarded for pain, suffering and your inability to do things after your accident that you could do before. The award is made based upon medical evidence, normally specialist reports, of the injuries suffered. The amount of compensation takes account of how your injuries or disease affect you now and how they might affect you in the future. This compensation is known as General Damages.

Assessing General Damages In assessing General Damages in the Republic of Ireland InjuriesBoard.ie and the Courts are guided by valuations set out in the Book of Quantum. In assessing General Damages in Northern Ireland the Courts are guided by valuations set out in the Guidelines for the Assessment of General Damages in Personal Injury Cases. These are however guidelines only. Every case differs, dependant on the circumstances of the accident and the severity of the injury. We can advise you further on this when you contact us.

Why chose Morgan McManus Solicitors?

It is important to choose a solicitors` firm who have specific experience in dealing with accident, injury or disease claims. At Morgan McManus we have many years of experience in dealing with Accident Claims in both Northern Ireland and the Republic of Ireland. We will be happy to talk you through the compensation claim process. We will answer any questions you ask and will offer our advice in plain language which you understand. We take the mystery out of the claims process. We will be able to advise whether you have a valid claim for compensation. If you do have a valid claim and decide to instruct us to deal with it for you, we will ensure that the process is entirely hassle-free for you.

Bear in mind that the vast majority of claims do not go to Court. In some cases the insurers will want to settle early and, if the amount is reasonable, we will advise you to settle. If the amount offered is not sufficient, we will advise you to take the claim to Court. You however will make the decision as to whether you want to proceed to Court.

Help us to help you

Provide supporting documentation Respond quickly Overall, it’s your claim Ask, if in doubt Clear and concise instructions, please Tell us everything about the claim Inform us of any changes to contact details Verify documentation we send Ensure you mitigate your claim for loss, damage and injury

Republic of Ireland Claims In contentious claims, a Solicitor may not calculate fees or other charges as a percentage or proportion of any award or settlement

Financial Losses Accident compensation is also paid to cover financial losses suffered as a result of the accident. The aim of this type of compensation is to put you back in a position, financially, as if the accident had never occurred. You should keep receipts and invoices for any expenses associated with your accident, e.g. for prescriptions and the cost of travelling to hospital.

Accident compensation will cover any loss of earnings since the accident and any future loss of earnings. In more serious cases personal injury compensation will extend to alterations to property or vehicles and on-going care costs, including those provided by the family. This compensation is known as Special Damages.

Caroline Beggan Legal Secretary

Morgan McManus Solicitors, The Diamond, Clones, Co.Monaghan, Ireland. Tel from ROI: 047 51011 Tel from NI: 00353 47 51011 Email: law@morganmcmanus.ie


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