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UMAL Environmental Liability May 2009 - page 13 / 17

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13 / 17

ACE European Group

13

Can these risks be insured currently?

Many insurers have attempted to amend public liability policies to include ‘Bartoline’ cover, but:

Still no cover for clean-up of own premises;

Still no cover for gradual pollution;

Still fails to meet liabilities arising under the new Environmental Damage Regulations:

flora and fauna exclusion

clean-up coverage falls well short of Complimentary and Compensatory Remediation requirements

Liability underwriters lack understanding and experience of environmental risks

Uncertainty therefore prevails……

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