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UMAL Environmental Liability May 2009 - page 16 / 17

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16 / 17

ACE European Group

16

General Client Considerations

Existing Property & Casualty pollution coverage is inadequate

Client does not need to handle chemicals or waste to have exposure

Disclosure and Financial Reporting requirements expanding

Contract conditions are starting to address environmental liabilities

Awareness of Financiers

Future regulations are uncertain, but they WILL be more stringent

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