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RELIASTAR LIFE INSURANCE COMPANY

CERTIFICATE BOOKLET RIDER

Applicable to Washington Residents

Washington law requires the following benefits be provided to Washington residents.

If dependents are covered, the following applies to the Effective Date of Dependent's Insurance provision.

A newborn dependent is insured from the date of birth and an adopted child from the date of placement if you apply within 60 days following the date or birth or placement.

If you are insured for Dependent's Insurance and you acquire a new dependent by marriage*, you must apply for coverage for the new dependent within 31 days following the event. Coverage for the new dependent is effective on the date of the event.

*If your plan covers domestic partners, reference to marriage also includes domestic partners.

All other provisions of the Effective Date of Dependent's Insurance remain unchanged.

R-08174a

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