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Banking Reform in India∗ - page 53 / 57

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Table 8: Summary Statistics for Corruption Study

Panel A: Credit Dataa

January 1992 (Real 1984 Rs.)

Loans, Cash Credit, and Overdrafts

Log(Loans, Cash Credits and overdrafts)

Mean 156943 (214331) 16.98 (0.830)

Median 74942

16.65

January 2000 (Real 1984 Rs.)

Loans, Cash Credit, and Overdrafts

Log(Loans, Cash Credits and overdrafts)

Mean 296060 (382644) 12.24 (0.753)

Median 166431.2

12.02

Sample Size

Number of Public Sector Banks

27

Number of Months (Jan. 1992 - May 2001)

111

Number of Observations

2997

1993

1994

1995

1996

1997

1998

1999

2000

Advice

1

4

4

6

10

10

7

9

Order

1

3

2

6

6

7

9

3

Total

2

7

6

12

16

17

16

12

Source: Credit data are from the Reserve Bank of India a - Standard deviations are given in parentheses

Panel B: Central Vigilance Committee Data

Yearwise Distribution of Cases

Prosecution

12.2

Charge Sheet Filed

1.1

Information Awaited

15.7

Dismissal of Employee

18.9

24.7

Compulsory Retirement

5.6

4.5

"Major Penalty"

45.6

2.3

Unspecified reduction in Pay

4.4

4.49

Reduction in Pay 1 Grade

2.2

22.5

Reduction in Pay 2 Grades

7.8

2.3

Reduction in Pay 3 Grades

1.1

4.5

Reduction in Pay 4 Grades

2.2

16.9

Reduction in Pay 5 Grades

1.1

Distribution of Content of CVC Advice and Orders (Percentage)

Pay Reducation

Action

CVC Advice

CVC Order

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