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Arizona law requires that Manufactured Homes that are placed on site or substantially improved shall:

Examples of RVs are:

A. Be elevated so that the bottom of the structural frame or the lowest point of an attached appliance is at or above the regulatory flood elevation (1’ above the Base Flood Elevation or higher) AND;

Camping Trailers Fifth-Wheel Trailers Motor Homes Truck Campers Travel Trailers

A. Be securely anchored to a foundation to resist flotation, collapse or movement. Methods of anchoring include the use of over-the-top or frame ties to ground anchors.

Floodplain management regulations stipulate that RVs placed on-site shall:

A. Be on site for less than 180 consecutive days, OR B. Be fully licensed and “Road Ready,” OR

C. Comply with elevation and anchoring requirements for Manufactured Homes.

Park Trailers are often placed on permanent foundations, a trait more commonly shared with Manufactured Homes. If not “Road Ready”, Park Trailers must be properly elevated and anchored.

Other Park Trailer characteristics include:

  • Usually remain on-site for

several years or more, and are not licensed.

  • Typically have attached stairs,

decks, and screened porches.

  • Bathrooms and kitchens are

fully functional and generally do not include quick disconnect utilities.

  • Are equipped with welded, tie-down

brackets and are often secured to a site.

Manufactured (Mobile) Homes are largely

assembled in factories and then transported to a permanent foundation.

Recreational Vehicles (RV) are movable, temporary living quarters designed for travel and seasonal recreational use. RVs are not considered structures and are NOT eligible for flood insurance coverage.

  • Floods are the most common and destructive natural hazard in Arizona.

  • A local Floodplain Development Permit is required for the placement, improvement, or repair of a Manufactured Home, Park Trailer or Recreational Vehicle (if on-site for 180 consecutive days or greater) within a regulatory floodplain.

  • Ensure utilities are elevated and propane tanks are either elevated or properly anchored to resist flotation.

  • Prior to ANY activity in the FLOODWAY, contact your local floodplain department.

  • Communities and counties have maps called Flood Insurance Rate Maps (FIRMs) that show the floodplain and floodway for your area.

Flood losses are not covered under homeowners insurance policies.

Owners of Manufactured Homes are eligible for flood insurance coverage.

Separate contents coverage is available but must be purchased separately.

Renters can get flood insurance to cover the contents of a home or business.

Recreational Vehicles and Park Trailers are NOT eligible for flood insurance coverage.

Trees, decks, patios, septic tanks, wells, cars, currency and valuable papers are NOT covered by flood insurance.

For more information about Flood Insurance, visit: http://www.floodsmart.gov

“Road Ready” means ready for highway use. The RV must have wheels, be self-propelled or towable, and have quick disconnect utilities.

Warning: Locating a “Road Ready” RV in a flash flood area is still extremely dangerous and should be prohibited unless there is sufficient warning time to safely move the RV.

September 2010

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