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SEE APPENDIX

Exhibit J

Request For Publicly Accessible Massachusetts CORI

Another tool available to employers for gathering background information on a

prospective employee is an “investigative consumer report.” An investigative consumer

report is a consumer report in which information on a person’s character, personal reputation,

personal characteristics or mode of living is obtained through personal interviews with

neighbors, friends, associates or others with whom the person is acquainted. Employers must

notify applicants that an investigative consumer report, including information as to character,

general reputation, personal characteristics, and mode of living, is going to be requested, and

must obtain the employee’s written consent before requesting the report. Specific steps are

required under the Massachusetts Consumer Credit Reporting Act and the federal Fair Credit

Reporting Act (see below).

An employer may want to verify academic records, to confirm any degrees attained,

schools attended, and dates attended as stated by an applicant on an employment application

or resume.

c.

Credit Checks

An employer who plans to use consumer credit reports in the process of evaluating

applicants must meet certain disclosure requirements. A “consumer report” is any oral or

written report by a consumer reporting agency on a person’s “credit worthiness, credit

standing, or credit capacity” that is used or expected to be used as a factor in establishing

eligibility for employment, promotion, reassignment or retention as an employee.

42

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