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COMPARISON OF COMMON PRODUCTS

Compulsion to Buy

Personal lines insurance products are essential – Auto because governments require – Homeowners because lenders require

Have option to rent or pay cash for a dwelling

Optional

Essential unless public transit is available. Not compulsory

Availability of Market Data

Limited market data availability

Current interest rates published and advertised. Market performance data collected by HUD.

Much consumer safety and comparative performance data is available to the public.

© 2009 National Association of Insurance Commissioners 13

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