COMPARISON OF COMMON PRODUCTS
Compulsion to Buy
Personal lines insurance products are essential – Auto because governments require – Homeowners because lenders require
Have option to rent or pay cash for a dwelling
Essential unless public transit is available. Not compulsory
Availability of Market Data
Limited market data availability
Current interest rates published and advertised. Market performance data collected by HUD.
Much consumer safety and comparative performance data is available to the public.
© 2009 National Association of Insurance Commissioners 13