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NAIC’s Compendium of State Laws on Insurance Topics - page 11 / 22

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11 / 22

FILING METHOD informational filing only

LINES commercial p/c

use and file (10 days)

other p/c lines

use and file (30 days)

title

use and file (30 days) (competitive market)

worker’s compensation

file and use (30 days) (non- competitive market)

worker’s compensation

file with data and use

p/c lines

file with data and use

title

prior approval (30 days) file and use (30 days) effective 90 days after end of 2005 legislature

personal lines, worker’s compensation, crop, professional liability

file and use

most commercial lines, excess and large deductible worker’s compensation

flex rating 40%

Medical professional liability; property/casualty

prior approval

title

may be exempt from rate and form filings

large commercial policyholders

§§ 44-7515 to 44-7516; Reg. tit. 210 ch. 73

Must meet certain qualifications for exemption.

5/06

§ 44-1997

For medical liability insurance may use rate in excess of that previously filed for extra-hazardous exposures.

Bulletin CB-50(Amended 2001) includes filing standard for loss costs.

MT (5/06)

§ 33-16-203

§ 33-25-212

NE (5/06)

§ 44-7501 to 44-7535 (amendments pending)

§ 287.947(2)

§ 287.947(1)

S.B. 953 (2006)

NAIC’s Compendium of State Laws on Insurance Topics

RATE FILING METHODS FOR PROPERTY/CASUALTY INSURANCE, WORKER’S COMPENSATION, TITLE

COMMENTS

MO

§§ 379.321(6)

(5/06)

§ 379.321(1)

STATE

CITATION

© 2006 National Association of Insurance Commissioners

II-PA-10-11

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