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NAIC’s Compendium of State Laws on Insurance Topics

RATE FILING METHODS FOR PROPERTY/CASUALTY INSURANCE, WORKER’S COMPENSATION, TITLE

5/06

STATE

CA (5/06)

CITATION

Ins. § 1861.05 (amendments pending

FILING METHOD prior approval (60 day deemer)

LINES private passenger auto

COMMENTS

§10-4-1402 and 10-4-1403, Ins. Reg. 5-1-13

no filing, must maintain documentation

Exempt commercial policyholders

file and use

title

§ 10-11-118

Ins. § 12401.1

file and use (30 day waiting period)

title

Ins. § 1861.05 (amendments pending)

prior approval (60 day deemer)

other p/c lines

Ins. §§ 11737, 11741

prior approval of manual rates

worker’s compensation

§ 10-4-401; 10-4-403(5); 10-4- 404; 10-4-405; 8-44-103; Ins. Reg. 5-1-10, 5-1-11

Prior approval (16 working day deemer)

worker’s compensation loss cost filing by a rating organization; auto assigned risk

§ 10-4-401 (amendments pending); Ins. Reg. 5-1-10; 5-1- 11

file and use (30 days)

All other P&C filings, except exempt Commercial Policyholders

CO (5/06)

However, Ins. § 12401.71 says title insurer may use a new rate prior to 30 days after the filing if the new rate is a reduction and has been made publicly available.

The commissioner may not disapprove rates for certain contracts established prior to 1/1/07 as a result of a collective bargaining agreement. Auto: See Bulletin 18-03; Bulletin 13-03

© 2006 National Association of Insurance Commissioners

II-PA-10-3

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